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Quick answer: If the seller hasn’t accepted yet, ask them to decline the escrow — or wait 7 days for the acceptance window to expire and cancel it yourself. Either way, you get a full refund.

How Cancellation Works

There is no single “Cancel” button. How you get your funds back depends on the current state of the escrow. Here’s every scenario:

By Escrow State

Pending — Seller Hasn’t Accepted

This is the most common cancellation scenario. The escrow is created and funded, but the seller hasn’t accepted yet.

Option 1: Seller Declines

The seller logs in and clicks Decline. The full escrow amount is refunded to the buyer instantly.

Option 2: Acceptance Window Expires

If the seller doesn’t respond within 7 days, the buyer can cancel the escrow and receive a full refund.
The buyer cannot cancel unilaterally while the 7-day acceptance window is still active. This protects the seller’s right to review and accept.

Active — Seller Accepted, Work In Progress

Once the seller accepts, the buyer can no longer cancel alone. But there are two ways to return the funds:
MethodWhoHow
Seller RefundSellerThe seller can refund 100% to the buyer at any time — no approval needed
Mutual SplitBothEither party proposes a split (can be 100% to buyer), the other approves, and funds are distributed
If you both agree the deal should be cancelled, a split of 100% to buyer / 0% to seller works exactly like a cancellation.

Fulfilled — Seller Marked Complete

Same options as Active:
  • Seller can still refund 100% to the buyer
  • Both parties can agree on a split
Buyers: If you don’t release, dispute, or negotiate before the protection period expires, the seller can claim the funds.

Disputed — Dispute Opened

Even during a dispute, funds can still be returned:
  • Seller refund — seller can refund 100% at any time
  • Mutual split — both parties agree on a split
  • Invite the agent — the agent decides how to split the funds

Agent Invited — Waiting for Resolution

While the agent is reviewing the case:
  • Seller can still refund 100%
  • Both parties can still agree on a split
  • Agent resolves and distributes funds (minus their fee)
  • If the agent doesn’t respond within 7 days, either party can claim timeout — the escrow returns to Disputed state with no agent, and you settle via split or seller refund

Terminal States — It’s Over

Once an escrow reaches Released, Refunded, Split, or Agent Resolved, no further actions are possible. The funds have already been distributed.

What About the Protocol Fee?

The protocol fee (paid by the buyer at creation) is not refunded regardless of how the escrow ends. This fee covers the cost of deploying and maintaining the smart contract infrastructure.

Summary Table

StateBuyer Can Cancel?Seller Can Cancel?How
Pending (within 7 days)✅ DeclineSeller clicks Decline
Pending (after 7 days)✅ Cancel Expired✅ DeclineEither party acts
Active✅ RefundSeller refunds or both agree on split
Fulfilled✅ RefundSeller refunds or both agree on split
Disputed✅ RefundSeller refunds, split, or agent resolves
Agent Invited✅ RefundSeller refunds, split, agent resolves, or timeout
TerminalAlready finalized

Frequently Asked Questions

You have two options: ask the seller to log in and decline the escrow (instant refund), or wait for the 7-day acceptance window to expire and cancel it yourself.
No. Once the seller accepts, the buyer cannot unilaterally cancel. The seller can refund, or both parties can agree on a split.
No. The protocol fee is non-refundable regardless of the outcome.
After 7 days, either party can claim agent timeout. The escrow returns to disputed state with no agent. From there, settle via mutual split or seller refund.

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